Sharia Compliant Investing

Sharia Compliant Investing

we understand that many investors want to grow their wealth in a manner that aligns with their religious and ethical beliefs. Sharia-compliant investing allows Muslim investors to participate in the financial markets while adhering to Islamic principles

Our Sharia-compliant investment solutions provide a pathway for ethical, faith-based investing across Sukuk, equities, and ETFs.We offer a range of Sharia-compliant investment options, including SukukSharia-compliant equities, and ETFs, to help you build a portfolio that aligns with your faith and values

Sukuk

Sukuk are the Islamic equivalent of bonds and are a key investment vehicle for Sharia-compliant investors. Unlike conventional bonds that pay interest, Sukuk are structured to generate returns to investors without violating the prohibition on interest (Riba). Instead, Sukuk represent ownership in an asset or a pool of assets, and the returns come from profit-sharing or rental income. Sukuk offer the following:

Stable returns

Sukuk offer consistent returns based on underlying assets, making them a stable, income-generating investment.

Sharia compliant

Sukuk are structured to comply with Islamic principles, avoiding interest and speculative transactions.

Low risk

Sukuk are typically backed by tangible assets, which makes them a lower-risk investment compared to equity markets

Sharia Compliant Equities

Sharia-compliant equities are shares in companies that do not engage in activities prohibited by Islam, such as alcohol, gambling, and interest-based financial services. Additionally, these companies must have acceptable debt levels, adhering to Islamic financial principles.

Sharia Compliant ETFs

Sharia-compliant exchange-traded funds (ETFs) are an excellent way to access diversified portfolios of Sharia-compliant equities and Sukuk in a single investment vehicle. ETFs are traded on stock exchanges like individual stocks but contain a basket of assets, providing diversification and convenience. Sharia compliant ETFs offer the following:

Diversification

ETFs allow you to invest in a broad range of Sharia-compliant assets, reducing risk and increasing exposure to different sectors and regions.

Cost-effective

ETFs typically have lower fees than actively managed funds, making them a cost-effective option for long-term investing.

Liquidity

ETFs can be bought and sold on stock exchanges, providing easy access to your investments and liquidity when needed.